Alice and Darryl Mallory

Planned Giving

A Creative Way to Contribute

If you have an IRA, you likely know about federally mandated required minimum distributions (RMDs). Among the options for putting those withdrawals to use, you may wish to consider using your RMD funds to donate directly to a qualified charitable organization. You can avoid paying tax on your RMD by simply using that money to contribute to your favorite charity or nonprofit in the amount up to $100,000.

Just ask Ashland residents Alice and Darryl Mallory—they have found this process to be the perfect option when they make their annual donation to ACHF.

"It's simple," says Alice. "Just call or login to your IRA custodian account and complete an authorization form that asks for the nonprofit's contact information and the amount of your contribution. The account custodian will transfer your specified amount directly from your account to the charity."

Before the Mallorys moved to Ashland over a decade ago they had a long-time connection to the area. During summers off from teaching in Los Angeles, they enjoyed camping in Oregon and visiting Darryl's family in the Willamette Valley. During those years, the Oregon Shakespeare Festival in Ashland became a regular destination, and Alice and Darryl were drawn to the area by the climate, the cultural and recreation options, and the available health care.

When they decided to move to Ashland after retirement, Alice says they had followed the foundation since its early years, knowing that the local health care options are major factors in choosing a place to live.

"We like to support smaller, grassroots organizations where 100% of the donations goes to make a difference. We like that the foundation's focus is local rather than relying on big money from outside sources," she continues. "We're glad for the opportunity to make our community a better place through active participation or by working in the background or by donating to causes close to our hearts. The foundation helps us do that."

Both Alice and Darryl were public school teachers for their entire careers in the Los Angeles Unified School District. "The low-income students we worked with came to school with special needs as well as great potential, and access to good health care was often a challenge for their families," Darryl recounted. "Being able to support local health care by donating to ACHF helps fulfill our passion for helping others."

For questions about using your RMD to make a gift to ACHF, call Sky Loos at 541-482-0367, x3 or email Sky.Loos@achfoundation.org.